Payment Plans

• How old do I have to be to use PayBright?
  PayBright will currently only accept applicants who are 18+.
• Is my personal information secure with PayBright?
  Yes, protecting your personal information is very important to PayBright. They encrypt sensitive data. They also maintain physical, electronic, and other safeguards to protect your information. PayBright does not sell your information to anyone. You can read their detailed Privacy Statement here.
• Can I prepay my outstanding balance with PayBright?

  Yes! PayBright payment plans are repayable in full or in part at any time, with no penalty. To make an extra payment, you can log in to your online account.

• How do I access my PayBright account?
  You can log in to the PayBright customer portal here. Your login details are in the confirmation email PayBright sent you when you first completed your transaction. If you can’t find your login details, please contact them.
• Does PayBright check my credit?
  Yes. When you apply, PayBright will conduct an instant credit check with a credit bureau in order to verify your identity and determine your eligibility for a payment plan. This will not affect your credit score.
• I want to select PayBright - what does APR mean?

  APR stands for Annual Percentage Rate. This does not apply to the payment option we have selected with PayBright. There are no hidden fees or interest. What you see at checkout is exactly what you pay.

• Does PayBright charge interest on their payment plan?

  No, PayBright does not charge any interest if you opt for them as a payment option at checkout. It's completely interest-free!

• How does Buy Now, Pay Later work?

  If you’re eligible for pay later, your order will be delivered to you before you have to pay. Once your order has shipped, you’ll receive an email with instructions to pay. You’ll have up to 30 days to pay, depending on what was offered at checkout.

• How does Pay Over Time work?

  This option allows you to split your payments up into 4 bi-weekly payments. At the time of purchase, you are required to pay a quarter of the price upfront, and the remainder will be split into bi-weekly payments. No invoice or instructions sent - you can simply sit back, relax, and enjoy your purchase. You will be charged automatically every two weeks beginning at the time your order is shipped. All scheduled payments are communicated to you by email.